Providing tips for Growth and Skills Acquisition
ABIDE WITH ME HYMN A03 m:-m: r: d:- s:- l: s: s f m:-:-:- Abide with me fast falls the eventide m:- f s: l:- s:- f: r: m: fe s:-:- The darkness deepens; Lord, with me abide! m:- m r: d:- s:- s: f: f m: r:- When other helpers fail and comforts flee, r:- … Read more
DOUBLE GRACE: BLESS THE LORD OH MY SOUL A01 The Double Grace of God has kept me to see this day and greater grace He has given me to sing His praise. Chorus m: s: l: l: s: m: Bless the Lord oh my soulr: m: r: d: l:- Oh my soul l: d: s: … Read more
Achatina Fulica. Smallest amongst the Giant African Snails used for farming.
Achatina Fulica are common garden snails. I call them “Wakawaka” or Busy Bodies” They are always on the move even in daytime when others are resting. It is easy to see them in your backyard when the ground is wet.
Couple of years ago I introduced a few into my backyard. Ever since they have been residents. They fend for themselves and are able to survive hard seasons. When I decided to revisit snail farming I found them in abundance in my garden when it rained.
Achatina Fulica lay over hundred eggs at a time. The eggs are tiny and so are the babies. Many of the babies will die within a few days after hatching if they are not handled with care. It is not easy caring for the fragile babies because they are so many and come in quick succession.
Their slow growth is a disadvantage when compared with other giant African snail species that mature faster.
They are so common that one can unknowingly step on them. It has a long body segmented into 7 to 9 spirals. These spirals are also called whorls, the body is brownish in color with white/creamish stripes. You can easily identify them by the pointed tip or apex peculiar to the Achatina species.
Though they are part of the African Giant snail family this species don’t grow as fast as the others. They are the smallest in size among the ones recommended for snail farming.
Caring for Achatina Fulica is easy and inexpensive. Although they are slow growers, farming these snails for consumption is worthwhile if you have a space to keep them. They feed on almost every type of plants and fruits. Household waste which ordinarily would have been thrown into the trash can be given to them and they will grow well.
The moment you have them they will always be there as they multiply very fast and will be meat for the soup pot.
When the condition of the place where they are kept becomes unfavorable they will burrow to the ground and have a lengthy sleep!
The Achatina Fulica for sometime were the only species in my pen and they were doing fine. The moment I introduced matured Archachatina Marginata species all that changed. Within a week of the arrival of Archachatina Marginata species I began to see holes in the shell of Achatina Fulica. Some of those holes were so wide that the flesh protrudes out and after some days the snail dies off. Over time most of the Achatina Fulica suffered the same fate.
There is enough calcium provided for all the snails in the pen but somehow it appears the Archachatina Marginata just don’t want to share space with the Achatina Fulica. The shell of juvenile Archachatina Marginata is thicker and stronger than the shell of Achatina Fulica of the same age.
It is good to separate snails of the same species into different pens to reduce cannibalism.
Achatina Fulica is good for snail farming as hobby and for family consumption. I love using them in place of periwinkles for soup recipes. Despite their slow growth they are prolific breeders and are good sport for hobbyist like me.
If you are thinking of rearing Achatina Fulica for profit then look for the ones that are already very big. The bigger they are the bigger their eggs so also the babies.
Despite their growth limitation Achatina Fulica is good in the vegetable soup pot and other delicacies.
I hope to construct an additional pen in no distance time so I can separate them.
Visit my blog for more post on other species of snails and discover the best ones to rear profit wise.
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As humans we tend to bond with what we love. The essence is to form a mutually beneficial relationship. It is therefore not a misnomer bonding with giant African snail kept in captivity. We have edible snails in Africa and these snails are collectively called giant African snails. These snails are of different shapes and … Read more
PRAYING PSALMS 71: POSSESS GREATER HONOR Psalms 71 is a beautiful prayer Psalms found in the Bible and written by King David; a man after God’s own heart. The prayers are still very relevant to us today. Prayer is our means of communing with God. Sometimes when we are on our knees we run short … Read more
We all desire great financial returns or reap bountiful fruits from our labour. We invest in businesses, careers or a chosen endeavour with hope that the seed we have sown will germinate and give food to us the sower and the Bible supports that the hardworking farmer should be first to enjoy the fruits.
In this modern age the evidence of fruitfulness is measured by the financial returns on our investment: be it investment of time, service, money or physical labour. Financial returns are not necessarily physical cash but it relates in totality; value added to the business that can be quantified in monetary terms.
Financial Returns manifest in categories. It can be small, minimal, moderate or great. This post will address ”Great Financial Returns”.
To achieve great financial returns requires willingness to go the extra mile by adding a touch of something beyond the basics where we are inclined to naturally stop. Below are some valuable nuggets for an extraordinary result.
Sometimes we don’t dream big because we don’t recognise or understand God’s promises for us. We stop dreaming because we feel the terrain we are operating in is too tough for us to reap great financial returns. Let me remind you that God created everything good and that includes you. God deposited in you a fighting spirit of excellence for you to fight and break forth to clinch His promises.
When you fight to excel; His promises will begin to manifest leading to great financial returns.
Knowing what you are entitled to will make you focused rather than chasing what God has not planned for you.
Great financial returns will not happen magically. You need to have plans geared towards the manifestation of your vision for a successful career, business and more. Set goals that are achievable, challenging and relevant to your vision.
Goals require commitment.
Get to know what you need to do and be ready to work through knowing that the strength of God will sustain you.
A wise person recognizes that great continuous financial returns require power from a Supernatural source. This power comes when we trust and believe in God as our source of strength for making profit.
Not every hard worker is able to get great returns. Some worked very hard but natural disasters destroyed their expected returns. Some took the right decision at the wrong time leading to the collapse of businesses they had invested their life savings.
You can avert some challenges when you allow God to guide each step you take. When challenges occur as they sometimes do God gives you power to stand and open your eyes to the next path you should take that will yield results.
God created you for a purpose and He is the one that brings a man’s plan to become a reality.
The way God has made available for access to him is through Jesus Christ whereby you can communicate through prayer.
You have a better chance of great financial returns when God is involved.
All God requires of you is to walk in His ways.
Create a big mental picture of the returns you expect. You are likely to get more of what you desire and prayed for. It is therefore important that your declaration should be positive.
Have faith that God will bring to pass what He has promised. Operate your business with boldness. Lions in form of competition, opposition, downturn in economy and unforeseen situations will surface from time to time but the righteous are bold as a lion because their God is the creator of all things.
God has provided natural resources to get us started in our endeavours. We must be willingly to use what is available on hand to strive for great financial returns. As you finish up what God has provided for the initial work somehow provision for the next stage will become available. Your provision includes time, material, resources, skills, tools and people which must be generously utilised.
The size of provision invested has a relationship with the size of financial returns you will get. Provision requires giving generously to a cause you believe in.
Financial returns are harvest of seeds that were planted at some point in time. Be ready to plant as God has ordained that planting must be continuous.
You need to invest the best seeds if you desire great financial returns. Discover the best that God has given to you. God gives the nourishment to the seeds only after you have done your part by planting and maintaining your investment.
God has given me many seeds. Not all of them can bring me the same amount of returns. I have to pick the best out of the best God has given me. Sometimes the best could be more than one and when wisely combined together could give us the breakthrough that will make us to be financially free.
I have financial knowledge, teaching ability, beading and cooking skills but while I can teach and make money from teaching I cant say same for my cooking ability.
It is therefore essential you identify your viable money generating seed. Do not use other people’s seed, untested seed or wrong seed as it will not get you the desired returns. Saul put his armour on David but David was wise enough to know the seed was not meant for him.
He used the one God gave him though small (sling and stones) because it was already tested and backed by the power of God; it had better promise of success.
David reaped great returns because the defeat of Goliath brought him glory, honor, monetary and material reward.
Plowing requires passionate hard work. For every great financial return a high price must have been paid. Without inputs that cause you pain it will be near impossible to achieve great financial returns.
Plowing is hard labour, you will sweat and will sometimes want to give up but in the end the reward is sweet.
Potential for great financial returns is in you but you need wisdom to harness them and apply them appropriately. People are key for you to maximise your potentials. Get the right people to work for you and treat them well.
People are your customers: their patronage will determine the size of your harvest hence you need to acquire customer service skill.
Unite your workers let them understand the business goals and be of one mind as you earnestly pursue these goals.
Product is your output and this is vital to your great financial returns. The more people are willing to pay for your product the more your wealth will increase. Your product must meet a need in people’s life or solve a problem. People want a satisfactory product in return for the money they will release to you, exercise diligence and be concerned about the details of your product.
Be interested in the presentation, packaging, pricing, publicity of your product. Check for and address those things peculiar to the people in the environment where you are located.
Recognizing and knowing the purpose why you should consistently reap great financial returns will help you to stay focused and remain on track. Riches not managed properly will not last forever.
Great financial returns are not to puff you but it should make you a better person. Aside from you reaping and eating the sweet fruit of your labour the great financial returns should touch the life of others.
You are more likely to reap consistent great returns if you value Corporate Social Responsibility, invest in the community where you are thriving, employ people around, pay for people’s services promptly and invest in God’s Kingdom. Don’t be too desperate to hoard financial returns for your own exclusive use only.
Success attracts both good and bad reactions. Your Great Financial Returns will not be readily accepted by everyone that surrounds you. You have to be ready to stay strong as opposition begins to come. Battle can be from competitors or from sources you never even imagined. Isaac was chased away from his land of success, he left all and went elsewhere but that did not put a stop to the battles he had to fight.
It is God that brings great financial returns let His praise never cease from your lips.
Recognise the people that made it possible for you to achieve great financial returns. Your human resource are very important, appreciate them even when they are your cleaners or office support. Great financial returns cannot come from your personal effort alone.
Great Financial Returns may not come from your first attempt but if you are consistently making an effort you will have a sweet story to tell. Despite reaping a hundred fold in the first year Isaac did not become a wealthy man instantly. He went through process until he became rich and then wealthy. To sustain and increase what you have requires a process in which you are the active participant.
Digest these nuggets and discover a new you. Creditable performance of your role will keep your business moving forward. Act and let those close to you know you have discovered precious truths that will transform your career.
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Retirement challenges are not a misnomer; if you are retired you may have been confronted with these challenges in various forms. As a retiree you may have assumed retirement will be a time of rest for senior citizens from years of hard labour. A period that signals freedom from children’s educational expenses, cessation of house rent payment etc. You had expected it to be a period of financial comfort when you can utilize the gains from years of sacrificial labour. Much as every retiree desire a scenario like this; life sometimes dictates otherwise and retirees find themselves thrown into a valley of financial setback.
Notwithstanding difficulties encountered a retiree must be determined to successfully overcome retirement challenges as they occur.
The Bible contain stories of great men of faith that were pushed into a valley during their life time. These men never allowed that to be their final stop for they fought and got out of the valley. Today they are regarded as great men because they overcame their setback.
Your life can become a great inspiration for others if you don’t remain stuck in the valley of financial setback.
Like Isaac you have the option of getting out of the valley and move to the open space of prosperity at the mountain top.
I am inspired by the persistence of ducklings struggling to climb stairs towards their destination. Despite many falls they never gave up. Click to watch
This post is in two parts. If you enjoyed this first part you will find the second part very beneficial.
In this second part you get to read: 1) How to stay above the valley of financial setback 2) Lessons from those that successfully stayed above the valley of financial setback 3) Conclusion
Seeking solution to Retirement challenges requires an understanding of the challenge. Many problems retirees face in later life can be traced to paucity of funds. If you sincerely desire to stay above the valley of financial setback then you need to:
This can be achieved through acquisition of new skills, reading of books related to your line of interest, attending seminars, learning from others that succeeded in areas where you have not excelled. Setback sometimes results because of knowledge gap- this period in one’s life is an opportunity to remedy the gap.
The people you know and relate with play a significant role in how you react to setbacks. You should seek and meet new people who can help you or inspire you to become a better person. Find out why they were successful and the challenges they had conquered. Be committed to a new start and continue till you get to your destination.
Fear of the unknown can keep you glued to a place that is no longer serving you. When you summon the courage to take that first step into the unknown, new doors begin to open.
Now is the time to take that crucial step forward. Don’t be scared rather remember God’s promise to be with you all the way. Go at your own pace but make that first move.
Every new endeavor requires commitment, energy and perseverance to get it going. Life is full of challenges and set-backs; it is rare to meet someone whose life has been a complete bed of sweet pleasures.
Challenges give us perspective, empathy, humility, and a thick skin.
Don’t allow fear or disappointment to hinder you, try again and again until you become firmly rooted.
It’s difficult to be grateful when things are not alright but it is important for us to see beyond our present circumstances. Every experience of life has a lesson that can help you become better at what you are doing. A thankful person will always receive more.
Be grateful to God for the people and resources He endowed you with; appreciate the people that have stood by you. Enjoy what you have.
Make a decision to get out of the valley to the mountain top for it is on the mountain your faith will be renewed, hope will be restored, your strength will increase, new visions will become clearer, you can see open doors of opportunity, the mountain top has enough room for prosperity and rest. On the mountain top the lessons from the valley will become handy.
In short the mountain top offers you an opportunity for a fresh start.
The journey is easier and has eternal value when you rely on God for help. To enjoy the inner strength offered by God through Christ you need to establish a relationship with Him.
I am positive the information in this post will help you confront and overcome retirement challenges as they occur. Feel free to share the link to this post with friends. Use it to equip others to confront Retirement challenges and motivate them to move on in life.
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Handcraft in retirement is essential in order to enjoy a balanced and healthy life after leaving paid employment. No matter how busy we are in life; a time comes when we have to slow down so as to age gracefully. Handcraft in retirement will keep you busy in a relaxed and fun way although you … Read more
I have come across young graduates who consider Banking a good career choice without knowing what the job actually entails. Haven worked in the Banking sector for over two decades I consider it a good career choice based on my experience. Hence this post our young graduates would have a feel of Banking even before submitting job applications.
Banks play vital role in any economy as they handle a commodity desired by everyone. This account for why Bankers are held in high esteem as such a career in Banking is therefore considered honorable. In addition Banks have a visual appealing working environment with up to date infrastructures and technology. Consequently job seekers feel secured if recruited by a Bank.
Besides Banks offers more benefits to graduates when compared with some other professions. Such benefits include:
You can benefit from wide variety of employment opportunities offered by Banks to graduates. Specifically Banks have front and back offices which accommodate graduates from any field of study. Furthermore young graduates can easily fit into one of the numerous sections in view of the Bank’s training program in place.
The opportunities are limitless for graduates from almost every field of study in the Banking sector.
Banks provides adequate training for newly recruited staff to make them integrate seamlessly with existing work processes.
After years of work Bankers acquire diverse skills and people management art that society begin to see them as near perfection. Notwithstanding a young job seeker need to have basic qualification that can be improved upon during the working career.
Graduates with a first degree in Banking and Finance, Accounting and the Social Sciences are suitable as Bank employees but generally Banks are not too rigid on these degrees alone. Graduates require a good degree to enable them communicate well and understand instructions in addition to interpreting figures.
Similarly a second degree and professional qualification is essential for accelerated growth on the job.
As an aspiring Banker acquisition of professional qualification will be an added advantage to your career. The Chartered Institute of Bankers conducts the Banking professional examinations in Nigeria. Read more about the requirement from CIBN
Academic qualifications only will not sustain or guarantee your success as a Banker. You need to complement your certificate with essential personal attributes. Example of these attributes are:
I bet you are thinking Banking Career is sweet all the way! This thinking may not be correct for you will encounter saints and sinners in the course of your career. Be prepared to face the challenges posed by each group.
You can avoid falling victim of trials in Banking when are on guard bearing in mind that not everyone coming to the Bank have genuine intentions. Some are sinners in disguise whose only motive is to defraud the Bank and bolt away with money. With this in mind you should not be overly friendly with customers or potential customers as it could make you become susceptible to the antics of these fraudsters.
There are risks of armed robberies in the Bank which are known to have sometimes claim the lives of some bank staff. This should not scare you as every career has it’s own peculiar risk. You just need to exercise care and be prayerful so as not to fall prey when these bad elements operate.
Banking career entails long hours of work therefore you may sometimes have to work late into the night. This could expose you to unscrupulous elements so make adequate arrangement to mitigate the inconvenience.
Banks will sometimes compel staff to refund losses incurred on transactions. Such refunds could be for:
These repayments could be your entire life savings or even terminal benefits hence you need to learn to work with caution.
In view of this choose your friends wisely and be focused. Furthermore avoid open display of your assets or wealth and be conservative.
I know from experience that Banking career is dynamic requiring a dynamic person that can advance with the trend. A young graduate having what it takes will record a rewarding and fulfilling career.
I pray God will give you the necessary wherewithal to make a mark as you acquire your own life career experience.
Equipped with this knowledge you are in possession of tools that will aid your success as a would be Banker.
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